Kotak Balanced Advantage Fund

CAGR

inception 11.4%

CAGR

Since inception

11.4%

Overview

Lumpsum

SIP

If you had invested ₹

and stayed invested till

it would have become ₹ 1998 i.e. CAGR of 11.41%

About Kotak Balanced Advantage Fund

Kotak Balanced Advantage Fund invests in a mix of equity & debt instruments
The allocation to equity is decided based on an inhouse model
The fund aims to follow a basic investment principle of “buy low and sell high”
As the market starts rising, the fund reduces equity exposure & when markets fall, it looks to increase equity exposure thereby dynamically managing the equity and debt exposure

Equity 63.32%

Debt 36.68%

Sector

% of net asset

Banks

12.54 %

IT - Software

9.54 %

Petroleum Products

3.82 %

Automobiles

3.28 %

Auto Components

3.19 %

Diversified FMCG

2.77 %

Telecom - Services

2.33 %

Pharmaceuticals and Biotechnology

2.32 %

Realty

2.1 %

Transport Services

2.09 %

Market Capitalisation Market Capitalisation

Type	%
Others	43.88 %
Large Cap	39.9 %
Mid Cap	9.52 %
Small Cap	6.7 %

Download Asset Allocation

Download Excel

Performance

Historical Returns (as per SEBI format) as on

Tenors	CAGR					Current Value of ₹ 10,000 invested
Tenors	Since Inception	5Y	3Y	1Y	6 M	Since Inception	5Y	3Y	1Y	6 M
Kotak Balanced Advantage Fund - Regular (G)	11.41%	12.15%	11.37%	15.64%	3.38%	20,020.00	17,738.79	13,813.57	11,564.23	10,337.71
Nifty 50 Hybrid Composite Debt 50:50 Index	11.22%	11.89%	9.38%	11.03%	1.75%	19,805.75	17,538.89	13,086.43	11,102.82	10,174.93
Nifty 50 TRI	13.48%	15.52%	11.75%	-1.09%	-1.80%	22,513.06	20,573.54	13,953.97	9,890.92	9,820.32

As on Jan 3, 2025

Rolling Returns

		5 Year	3 Year	1 Year
Average	-	-	11.93	11.81	12.58
Maximum	-	-	14.01	20.88	56.67
Minimum	-	-	9.90	8.50	-18.46
% times +ve returns	0.00	0.00	100	100	94.84
% times returns >	0.00	0.00	100	100	72.27

The returns are of Regular Growth Plan. Returns are calculated since inception with daily rolling frequency for the respective periods.

NAV Movement Download

From

Nav movement shows Nav and Index price of Kotak Balanced Advantage Fund since inception. The Scrollbar at the bottom allows user to select range in which he wishes to view the plot. For the purpose of NAV date applicability, if the investment date happens to be a non-business day, next business day's NAV is applied. Investment on inception date can happen on a non-business day.

SWP Calculator

Scheme Name : Kotak Balanced Advantage Fund - Regular Plan Growth

NAV Date	NAV	Units	Cash Flow	Scheme Value

Historical Returns (as per SEBI format) as on 31 December 2024

Tenors	CAGR					Current Value of ₹ 10,000 invested
Tenors	Since Inception	5Y	3Y	1Y	6 M	Since Inception	5Y	3Y	1Y	6 M
Kotak Balanced Advantage Fund - Regular (G)	11.41%	12.15%	11.37%	15.64%	3.38%	20,020.00	17,738.79	13,813.57	11,564.23	10,337.71
Nifty 50 Hybrid Composite Debt 50:50 Index	11.22%	11.89%	9.38%	11.03%	1.75%	19,805.75	17,538.89	13,086.43	11,102.82	10,174.93
Nifty 50 TRI	13.48%	15.52%	11.75%	-1.09%	-1.80%	22,513.06	20,573.54	13,953.97	9,890.92	9,820.32

Scheme Inception date is 03/08/2018. Mr. Harsha Upadhyaya has been managing the fund since 01/10/2023 and Mr. Abhishek Bisen has been managing the fund since 03/08/2018. Mr. Hiten Shah has been managing the fund since 03/10/2019. Different plans have different expense structure. The performance details provided herein are of regular plan . "Past performance may or may not be sustained in future. All payouts during the period have been reinvested in the units of the scheme at the then prevailing NAV. Returns >= 1 year: CAGR (Compounded Annualised Growth Rate). N.A stands for data not available. Note: Point to Point (PTP) Returns in INR shows the value of 10,000/- investment made at inception. Source: ICRA MFI Explorer. # Name of Scheme Benchmark. ## Name of Additional Benchmark." Alpha is difference of scheme return with benchmark return.

Fund

Tier 1 Benchmark

Kotak Balanced Advantage Fund (An open ended Dynamic Asset Allocation Fund)

This open ended fund Scheme is suitable for investors seeking

Wealth creation over a long period of time.
Investment in equity, equity related securities & debt, money market instruments while managing risk through active allocation.

*Investors should consult their financial advisors if in doubt about whether the product is suitable for them

The above riskometer is based on the scheme portfolio as on 31 December 2024 . An addendum may be issued or updated on the website for new riskometer.

Start Date of the Investment is considered as 1st of Every Month. Exit Load, Stamp Duty & STT are ignored for ease of calculation. Data Source: We have considered NAV Regular Plan Growth Option for the above scheme, Past Performance may or may not be sustained in the future. In view of the individual nature of tax consequences, each unit holder is advised to consult their tax advisors. All figures and other data given in this document are as of 31 December 2024. The same may or may not be relevant at a future date. The AMC takes no responsibility for updating any data/information in this material from time to time. The information shall not be altered in any way, transmitted to, copied, or distributed, in part or in whole, to any other person or to the media or reproduced in any form, without the prior written consent of Kotak Mahindra Asset Management Company Limited. Kotak Mahindra Asset Management Company Limited (including its affiliates), the Mutual Fund, The Trust and any of its officers, directors, personnel, and employees shall not be liable for any loss, damage of any nature, including but not limited to direct, indirect, punitive, special, exemplary, consequential, as well as any loss of profit, in any way arising from the use of this material in any manner. Further, the information contained herein should not be construed as a forecast or promise. The recipient alone shall be fully responsible/liable for any decision taken based on this material.

Mutual fund investments are subject to market risks, read all scheme related documents carefully.

Details

Benchmark NIFTY 50 Hybrid Composite Debt 50:50 Index

AUM: ₹ 16,937 Cr. As on 31-Dec-2024

Allotment date: August 04, 2018

AAUM: ₹ 17,107 Cr. As on 31-Dec-2024

Fund Managers

Mr. Rohit Tandon See All Funds Managed

Mr. Hiten Shah See All Funds Managed

Mr. Abhishek Bisen See All Funds Managed

Key Ratios as on 31-Dec-2024

Portfolio turnover ratio

265.22%

Expense Ratio (Direct) **

0.56

Expense Ratio (Regular) **

1.66

Source: *ICRA MFI Explorer ## Risk rate assumed to be % (FBIL Overnight MIBOR rate as on NA) **Total Expense Ratio includes applicable B30 fee and GST.

Source: *ICRA MFI Explorer

## Risk rate assumed to be %

(FBIL Overnight MIBOR rate as on NA)

**Total Expense Ratio includes applicable B30 fee and GST.

Investment Style

Available Plans/Options

A) Regular Plan B) Direct PlanOptions: Payout of IDCW, Reinvestment of IDCW & Growth (applicable for all plans)

Minimum Investment Amount

Initial Investment: Rs100 and any amount thereafter

Additional Investment: Rs100 and any amount thereafter

Ideal Investments Horizon: 5 years & above

Load Structure

Entry Load: Nil

Exit Load: a) For redemption / switch out of upto 8% of the initial investment amount (limit) purchased or switched in within 1 year from the date of allotment: Nil. b) If units redeemed or switched out are in excess of the limit within 1 year from the date of allotment: 1% c) If units are redeemed or switched out on or after 1 year from the date of allotment: NIL

Fund

Tier 1 Benchmark

Kotak Balanced Advantage Fund (An open ended Dynamic Asset Allocation Fund)

This open ended fund Scheme is suitable for investors seeking

Wealth creation over a long period of time.
Investment in equity, equity related securities & debt, money market instruments while managing risk through active allocation.

*Investors should consult their financial advisors if in doubt about whether the product is suitable for them