| KOTAK LIQUID FUND
An open ended liquid scheme. A relatively low interest rate risk and moderate credit risk.
| KOTAK LIQUID FUND
An open ended liquid scheme. A relatively low interest rate risk and moderate credit risk.

  

  
Investment Objective
The investment objective of the Scheme is to provide reasonable returns and high level of liquidity by investing in debt instruments such as bonds, debentures and Government Securities; and money market instruments such as treasury bills, commercial paper, certificate of deposit, including repos in permitted securities of different maturities, so as to spread the risk across different kinds of issuers in the debt markets. The Scheme may invest in call money/term money market in terms of RBI guidelines in this respect. Subject to the maximum amount permitted from time to time, the Scheme may invest in offshore securities in the manner allowed by SEBI / RBI, provided such investments are in conformity with the investment objective of the Scheme and the prevailing guidelines and Regulations. To reduce the risk of the portfolio, the Scheme may also use various derivative and hedging products from time to time, in the manner permitted by SEBI. There is no assurance that the investment objective of the Schemes will be realised.

The investment objective of the Scheme is to provide reasonable returns and high level of liquidity by investing in debt instruments such as bonds, debentures and Government Securities; and money market instruments such as treasury bills, commercial paper, certificate of deposit, including repos in permitted securities of different maturities, so as to spread the risk across different kinds of issuers in the debt markets. The Scheme may invest in call money/term money market in terms of RBI guidelines in this respect. Subject to the maximum amount permitted from time to time, the Scheme may invest in offshore securities in the manner allowed by SEBI / RBI, provided such investments are in conformity with the investment objective of the Scheme and the prevailing guidelines and Regulations. To reduce the risk of the portfolio, the Scheme may also use various derivative and hedging products from time to time, in the manner permitted by SEBI. There is no assurance that the investment objective of the Schemes will be realised.


Issuer/Instrument Industry/Rating % to Net
Assets

Debt Instruments
Debentures and Bonds
Public Sector Undertakings
NATIONAL BANK FOR AGRICULTURE & RURAL DEVELOPMENT CRISIL AAA 1.56
Public Sector Undertakings - Total 1.56
Government Dated Securities
8.07% Gujarat State Govt-Gujarat SOV 0.27
Government Dated Securities - Total 0.27
Money Market Instruments
Commercial Paper(CP)/Certificate of Deposits(CD)
Corporate Debt/Financial Institutions
HDFC SECURITIES LIMITED ICRA A1+ 4.36
Reliance Retail Ventures Ltd CRISIL A1+ 4.13
MOTILAL OSWAL FINANCIAL SERVICES LIMITED ICRA A1+ 3.39
ICICI SECURITIES LIMITED CRISIL A1+ 3.25
HDFC BANK LTD. CARE A1+ 2.21
PNB HOUSING FINANCE LTD. CRISIL A1+ 2.21
MANKIND PHARMA LTD CRISIL A1+ 1.82
AXIS BANK LTD. CRISIL A1+ 1.55
KARUR VYSYA BANK LTD. CRISIL A1+ 1.48
ADITYA BIRLA FINANCE LTD. ICRA A1+ 1.47
IDBI BANK LTD. CRISIL A1+ 1.18
BAJAJ FINANCIAL SECURITIES LIMITED CRISIL A1+ 1.03
PIRAMAL CAPITAL & HOUSING FINANCE LTD. CRISIL A1+ 0.96
JULIUS BAER CAPITAL (INDIA) PVT. LTD CRISIL A1+ 0.88
Hindustan Zinc Ltd. CRISIL A1+ 0.74
Mahindra & Mahindra Financial Services Ltd. CRISIL A1+ 0.74
Panatone Finvest Ltd. CRISIL A1+ 0.60
SBICAP SECURITIES LIMITED CRISIL A1+ 0.59
ADITYA BIRLA MONEY LTD CRISIL A1+ 0.45
ASEEM INFRASTRUCTURE FINANCE LIMITED CRISIL A1+ 0.44
BIRLA GROUP HOLDING PRIVATE LIMITED CRISIL A1+ 0.44
ANGEL ONE LIMITED ICRA A1+ 0.29
Dalmia Cement (Bharat) Ltd CRISIL A1+ 0.29
PIRAMAL ENTERPRISES LTD. CRISIL A1+ 0.22
MUTHOOT FINANCE LTD. CRISIL A1+ 0.15
Corporate Debt/Financial Institutions - Total 34.87
Public Sector Undertakings
NATIONAL BANK FOR AGRICULTURE & RURAL DEVELOPMENT ICRA A1+ 8.89
INDIAN BANK CRISIL A1+ 5.08
Union Bank of India FITCH A1+ 4.95
BANK OF BARODA FITCH A1+ 4.64
BANK OF MAHARASHTRA CRISIL A1+ 4.41
PUNJAB NATIONAL BANK FITCH A1+(IND) 2.98
PUNJAB NATIONAL BANK CARE A1+ 2.95
SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA CRISIL A1+ 2.95
Union Bank of India ICRA A1+ 2.65
CANARA BANK CRISIL A1+ 2.36
PUNJAB NATIONAL BANK FITCH A1+ 2.06
UCO BANK CRISIL A1+ 1.48
PUNJAB NATIONAL BANK CRISIL A1+ 1.47
PUNJAB & SIND BANK ICRA A1+ 1.41
SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA CARE A1+ 1.04
Export-Import Bank of India CRISIL A1+ 0.45
NATIONAL BANK FOR AGRICULTURE & RURAL DEVELOPMENT FITCH A1+ 0.37
NATIONAL BANK FOR AGRICULTURE & RURAL DEVELOPMENT CRISIL A1+ 0.37
Public Sector Undertakings - Total 50.51
Reverse Repo 2.07
Treasury Bills
91 DAYS TREASURY BILL 13/02/2025 SOV 5.93
91 DAYS TREASURY BILL 30/01/2025 SOV 4.90
91 DAYS TREASURY BILL 13/03/2025 SOV 2.36
91 DAYS TREASURY BILL 06/03/2025 SOV 2.21
91 DAYS TREASURY BILL 23/01/2025 SOV 0.87
182 DAYS TREASURY BILL 06/02/2025 SOV 0.74
364 DAYS TREASURY BILL 20/03/2025 SOV 0.59
182 DAYS TREASURY BILL 20/02/2025 SOV 0.30
182 DAYS TREASURY BILL 23/01/2025 SOV 0.30
364 DAYS TREASURY BILL 06/03/2025 SOV 0.22
182 DAYS TREASURY BILL 14/02/2025 SOV 0.09
364 DAYS TREASURY BILL 06/02/2025 SOV 0.06
Treasury Bills - Total 18.57
Alternative Investment Fund
CORPORATE DEBT MARKET DEVELOPMENT FUND - CLASS A2 Alternative Investment Fund 0.23
Alternative Investment Fund - Total 0.23
Net Current Assets/(Liabilities) -8.08
Grand Total 100.00



Net Asset Value (NAV)
RegularDirect
Growth Rs5099.6068Rs5145.1240
Daily IDCW Rs1222.8100Rs1222.8100
(as on December 31, 2024)

Available Plans/Options

A)Regular Plan B)Direct Plan
Options: Growth & Reinvestment of IDCW (applicable for all plans)


Fund Manager* Mr. Deepak Agrawal
Benchmark***Nifty Liquid Index A-I
Allotment dateNovember 4, 2003
AAUMRs36,499.59 crs
AUMRs33,496.60 crs
Folio count55,024

IDCW Frequency

Daily


Debt Quant & Ratios
Average Maturity 0.15 yrs
Modified Duration 0.15 yrs
Macaulay Duration 0.15 yrs
Annualised YTM*7.23%
$Standard Deviation0.09%

*in case of semi annual YTM, it will be annualized
Source: $ICRA MFI Explorer

Minimum Investment Amount

Initial & Additional Investment
• Rs100 and any amount thereafter

Ideal Investments Horizon

• 7 days to month


Load Structure
Entry Load: Nil. (applicable for all plans)
Exit Load Structure: .

1. Exit load shall applicable be as per the graded basis as specified below:

Investor exit upon subscriptionExit load as a % of redemption proceeds
Day 1 0.0070%
Day 2 0.0065%
Day 3 0.0060%
Day 4 0.0055%
Day 5 0.0050%
Day 6 0.0045%
Day 7 onwards 0.0000%

Any exit load charged (net off Goods and Services tax, if any) shall be credited back to the Scheme. Units issued on reinvestment of IDCW shall not be subject to entry and exit load.


Total Expense Ratio**
Regular Plan: 0.31%
Direct Plan: 0.20%

Data as on 31st December, 2024 unless otherwise specified.

Folio Count data as on 30th November 2024.

Fund


Benchmark: Nifty Liquid Index A-I



This product is suitable for investors who are seeking*:
  • Income over a short term investment horizon
  • Investment in debt & money market securities

* Investors should consult their financial advisors if in doubt about whether the product is suitable for them.

The above risk-o—meter is based on the scheme portfolio as on 30th November, 2024. An addendum may be issued or updated on the website for new riskometer.


**Total Expense Ratio includes applicable B30 fee and GST.
* For Fund Manager experience, please refer 'For Regular Plan' & 'For Direct Plan'
For scheme performance, please refer 'For Regular Plan' & 'For Direct Plan'