An open ended Dynamic Asset Allocation Fund
An open ended Dynamic Asset Allocation Fund
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The investment objective of the scheme is to generate capital appreciation by investing in a dynamically balanced portfolio of equity & equity related securities and debt & money market securities. However, there is no assurance that the objective of the scheme will be achieved.
The investment objective of the scheme is to generate capital appreciation by investing in a dynamically balanced portfolio of equity & equity related securities and debt & money market securities. However, there is no assurance that the objective of the scheme will be achieved.
Source: Internal Analysis. As on 31st Jan 2025. Automatic: A fund that gives you freedom from managing equity and debt allocation manually during the
market ups and down, giving you a balanced growth. Mutual fund investment are subject to market risk, read all scheme related documents carefully
Disclaimer: The Nifty 50 exposure is considered to explain the equity valuations as category in comparison to KBAF Allocation.
| Issuer/ Instrument |
Industry/ Rating |
% to Net Assets |
% to Net Assets Derivatives |
| Equity & Equity related | |||
| ICICI Bank Ltd. | Banks | 3.40 | |
| Infosys Ltd. | IT - Software | 3.35 | |
| HDFC Bank Ltd. | Banks | 2.75 | |
| RELIANCE INDUSTRIES LTD. | Petroleum Products | 2.45 | |
| Larsen And Toubro Ltd. | Construction | 1.68 | |
| Mahindra & Mahindra Ltd. | Automobiles | 1.56 | |
| ITC Ltd. | Diversified FMCG | 1.56 | |
| Bharti Airtel Ltd | Telecom - Services | 1.31 | |
| Tata Consultancy Services Ltd. | IT - Software | 1.29 | |
| Inter Globe Aviation Ltd | Transport Services | 1.27 | |
| Others | 46.16 | -9.73 | |
| Equity & Equity related - Total | 66.78 | -9.73 | |
| Mutual Fund Units | 0.71 | ||
| Debt Instruments | |||
| Debentures and Bonds | 7.30 | ||
| Money Market Instruments | 18.24 | ||
| Commercial Paper(CP)/Certificate of Deposits(CD) | 0.45 | ||
| Triparty Repo | 5.32 | ||
| Real Estate & Infrastructure Investment Trusts | 0.50 | ||
| Net Current Assets/(Liabilities) | 0.70 | ||
| Grand Total | 100.00 | ||
For detailed portfolio log on to
https://www.kotakmf.com/Products/funds/hybrid-funds/Kotak-Balanced-Advantage-Fund/Dir-G
Mutual Fund Units as provided above is towards margin for derivatives transactions.
Equity Derivative Exposuer is 9.73%
| Monthly SIP of (₹) 10000 | Since Inception | 5 years | 3 years | 1 year |
| Total amount invested (₹) | 7,80,000 | 6,00,000 | 3,60,000 | 1,20,000 |
| Total Value as on January 31, 2025 (₹) | 11,51,100 | 8,13,142 | 4,31,273 | 1,22,918 |
| Scheme Returns (%) | 11.80 | 12.10 | 12.07 | 4.53 |
| NIFTY 50 Hybrid Composite Debt 50:50 Index Returns (%) | 11.49 | 11.40 | 10.66 | 4.13 |
| Alpha* | 0.31 | 0.70 | 1.41 | 0.40 |
| NIFTY 50 Hybrid Composite Debt 50:50 Index (₹)# | 11,39,465 | 7,99,197 | 4,22,486 | 1,22,663 |
| Nifty 50 (TRI) (₹)^ | 12,96,155 | 8,97,327 | 4,39,242 | 1,20,014 |
| Nifty 50 (TRI) Returns (%) | 15.40 | 16.09 | 13.33 | 0.02 |
| Regular | Direct | |
| Growth | Rs19.4947 | Rs21.0441 |
| IDCW | Rs19.4950 | Rs21.0441 |
A) Regular Plan B) Direct Plan
Options: Payout of IDCW, Reinvestment of
IDCW & Growth (applicable for all plans)
| Fund Manager* | Mr. Rohit Tandon Mr. Hiten Shah & Mr. Abhishek Bisen |
| Benchmark | NIFTY 50 Hybrid Composite Debt 50:50 Index TRI |
| Allotment date | August 3, 2018 |
| AAUM | Rs16,707.17 crs |
| AUM | Rs16,648.57 crs |
| Folio count | 2,00,899 |
Trustee's Discretion
| Average Maturity | 9.79 yrs |
| Modified Duration | 4.66 yrs |
| Macaulay Duration | 4.85 yrs |
| Annualised YTM* | 7.14% |
| $Standard Deviation | 6.46% |
| $Beta | 0.88 |
| $Sharpe## | 0.58 |
| ^^P/E$$ | 23.50 |
| ^^P/BV$$ | 4.05 |
| Portfolio Turnover | 258.31% |
$$Equity Component of the Portfolio.
Initial & Additional Investment
• Rs100 and any amount thereafter
Systematic Investment Plan (SIP)
• Rs 100 and any amount thereafter
• 5 years & above
Entry Load: Nil. (applicable for all plans)
Exit Load:
• For redemption / switch out of upto 8% of
the initial investment amount (limit)
purchased or switched in within 1 year from
the date of allotment: Nil.
• If units redeemed or switched out are in
excess of the limit within 1 year from the
date of allotment: 1%
• If units are redeemed or switched out on
or after 1 year from the date of allotment:
NIL.
| Regular Plan: | 1.66% |
| Direct Plan: | 0.58% |
Folio Count data as on 31st December 2024.
Fund
Benchmark: Nifty 50 Hybrid Composite Debt 50:50 Index TRI
This product is suitable for investors who are seeking*:
- Wealth creation over a long period of time.
- Investment in equity, equity related securities & debt, money market instruments while managing risk through active allocation.
* Investors should consult their financial advisors if in doubt about whether the product is suitable for them.
The above risk-o—meter is based on the scheme portfolio as on 31st December, 2024. An addendum may be issued or updated on the website for new riskometer
(^) Fully or Party blocked against Interest Rate Swap (IRS) (^)This scheme has exposure to floating rate instruments and / or interest rate derivatives. The duration of these instruments is linked to the interest rate reset period. The interest rate risk in a floating rate instrument or in a fixed rate instrument hedged with derivatives is likely to be lesser than that in an equivalent maturity fixed rate instrument. Under some market circumstances the volatility may be of an order greater than what may ordinarily be expected considering only its duration. Hence investors are recommended to consider the unadjusted portfolio maturity of the scheme as well and exercise adequate due diligence when deciding to make their investments. Hedging Position through Interest Rate Swaps as on 31 Jan 2025 is 1.66% of the net assets.
## Risk rate assumed to be 6.65% (FBIL Overnight MIBOR rate as on 31st Jan 2024).**TotalTotal Expense Ratio includes applicable B30 fee and GST.
* For Fund Manager experience, please refer 'For Regular Plan' & 'For Direct Plan'
For last three IDCW, please refer 'Dividend History'.
For scheme performance, please refer 'For Regular Plan' & 'For Direct Plan'